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# Happy Pay Partners with Peach Payments to Expand BNPL in South Africa
- URL: https://www.startup.africa/happy-pay-partners-with-peach-payments-to-expand-bnpl-in-south-africa/
- Published: 2025-04-10T08:00:02.000Z
- Updated: 2025-04-17T14:38:11.000Z
- Author: Lungile Msomi
- Tags: Fintech, Startups

[Happy Pay](https://happypay.co.za/?ref=startup.africa) has entered into a strategic partnership with [Peach Payments](https://www.peachpayments.com/pay-with/happy%5Fpay?ref=startup.africa) to broaden its buy-now-pay-later (BNPL) offering across South Africa. Under the new arrangement, customers can make purchases immediately and pay two interest-free instalments, making transactions more affordable and accessible. 

The BNPL solution will be available via two packages: an enterprise package with volume-based rates and a small to medium-sized enterprise (SME) package priced at 4.99% plus R4 + \*R1,50 per transaction. 

Happy Pay offers several advantages for both merchants and consumers, including: 

- **Increased Sales**: Zero-deposit BNPL drives higher conversions and bigger basket sizes by making purchases more accessible.
- **Risk-Free Transactions**: Happy Pay assumes the credit risk, ensuring merchants receive full payment upfront.
- **Fast & Seamless Approvals**: Customers get approved in just 30 seconds, leading to quicker sales.
- **Zero-Deposit Advantage**: Stand out with South Africa’s only zero-deposit BNPL solution.